Free Financial Calculators
Five tools that share one rule: show the honest number, not the marketing one. No sign-up, no email, no upsell. Your inputs ride in the URL so you can share or bookmark a scenario.
Over 10 years, rent ahead by
$113,301
- Buy net worth
- $242,704
- Rent net worth
- $356,005
- Includes
- PMI, post-2017 tax, real $
Should you rent or buy?
You pay off this loan in
30 years
- Monthly payment
- $2,684
- Total interest
- $466,279
- On
- $500,000 at 5% for 30y
What is your mortgage payment?
Monthly payment drops by
$430/mo
- New monthly
- $2,271
- Old monthly
- $2,701
- Break-even
- 12 months
Should you refinance?
Monthly payment
$587/mo
- Total interest
- $5,219
- Over
- 60 months at 6.5%
- Financed
- $30,000
What is your car payment?
In 30 years you would have
$694,709
- You put in
- $190,000
- Compound interest
- $504,709
- At
- 7% annual, compounded monthly
What does compound interest get you?
Rent vs Buy is prefilled for 99 US metros
Each metro page seeds the calculator with local median price, rent, property tax, and homeowners insurance, so you start from a realistic baseline.
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